HSFL LogoExperience:

  • 30 years of relevant FL underwriting experience, locally and internationally
  • Senior FL management positions with FL market leaders


  • We want to be the best – deliberate limitation to FL
  • Primacy of the content relevance and the optimum solution – not of the sales department


  • Extensive experience in FL underwriting, product development & claims management
  • Insights into the latest global FL developments


  • We know the FL market and
  • We have trustful relationships with decision-makers

Negotiating power:

  • We combine professional and social competence
  • Extensive experience in complex negotiations

Loss experience:

  • Local and international claims experience – we know the client’s needs
  • Thanks to our legal background, we accompany the client throughout the entire claims process.


  • You are serviced directly by the senior partners
  • No empty promises: Reliability and flexibility are our core values


  • Close connection to the local and international regulatory and legal environment / development
  • We make sure that your wordings meet the latest standards

International Programs:

  • Many years of experience in the design and management of multinational policies
  • Best practice insights and contacts to leading providers of international programs


  • Our focus is long-term – we act as partners
  • FL specialization – no conflict of interest with established brokers regarding other divisions

Contact us !