Description
Professional Indemnity Insurance covers claims brought by third parties against an insured company or insured person for financial losses suffered as a result of misselling or wrongful acts committed while performing professional services.
Crime Insurance covers financial losses caused to the policyholder by criminal acts committed by employees and, in some cases, computer crimes committed by third parties.
Combining the two covers into one policy can make sense due to allocation issues and same nature of insured interest and, last but not least, for premium saving purposes.
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